Climate FinTech Needs Offline-First, Not Digital-Only
Climate FinTech in India faces a binary choice: digital-only (Tier 1) or offline-first (Bharat). The data favors offline. 70% of India's agricultural emissions come from states where smartphone penetration is below 45%. Products built for Delhi won't serve the farmer.
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Amit Tyagi
Founder, AletheiaAI & GP, Fitoor Capital
Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.
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