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Sector Thesis·4 min read·Week 25

D2C Personal Finance: What VCs Actually Check

VCs drilling D2C personal finance startups focus on three hard filters: unit economics below 18-month payback, regulatory moat around data/credit, and retention above 60% annual. Most founders fail on the second one.

ByAmit Tyagi·Fitoor Capital
Aletheia Insights · Weekly

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Amit Tyagi

Founder, AletheiaAI & GP, Fitoor Capital

Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.

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#d2c-fintech#unit-economics#regulatory-moat#india-stack

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D2C Personal Finance: What VCs Actually Check · Aletheia Insights