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Sector Thesis·4 min read·Week 22

D2C Finance Startups: Year 1 Habits That Become Year 3 Crises

D2C personal finance startups in India face a silent killer: operational decisions made in year one that look fine initially but explode into compliance, unit economics, and customer trust disasters by year three. The winners obsess over unsexy infrastructure early. Most don't.

ByAmit Tyagi·Fitoor Capital
Aletheia Insights · Weekly

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Amit Tyagi

Founder, AletheiaAI & GP, Fitoor Capital

Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.

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#d2c#personal-finance#operational-discipline#india-startup

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D2C Finance Startups: Year 1 Habits That Become Year 3 Crises · Aletheia Insights