D2C Personal Finance: Regulatory Gaps Are Expiring Fast
Regulatory arbitrage has created a 3-5 year moat for D2C personal finance in India. That window is closing. RBI's sandbox rules, PPI regulations, and SEBI's push mean competitive advantage moves to unit economics, not loopholes.
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Amit Tyagi
Founder, AletheiaAI & GP, Fitoor Capital
Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.
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