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Sector Thesis·4 min read·Week 25

D2C Personal Finance: Regulatory Gaps Are Expiring Fast

Regulatory arbitrage has created a 3-5 year moat for D2C personal finance in India. That window is closing. RBI's sandbox rules, PPI regulations, and SEBI's push mean competitive advantage moves to unit economics, not loopholes.

ByAmit Tyagi·Fitoor Capital
Aletheia Insights · Weekly

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Amit Tyagi

Founder, AletheiaAI & GP, Fitoor Capital

Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.

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#fintech#regulatory-strategy#unit-economics#india-stack

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D2C Personal Finance: Regulatory Gaps Are Expiring Fast · Aletheia Insights