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Sector Thesis·4 min read·Week 26

Embedded Finance: India's API Layer Won't Own the Moat

India's embedded finance story isn't about APIs. The moat belongs to verticals controlling user behavior and data. API-first plays become commodities within 18 months.

ByAmit Tyagi·Fitoor Capital
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Amit Tyagi

Founder, AletheiaAI & GP, Fitoor Capital

Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.

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Embedded Finance: India's API Layer Won't Own the Moat · Aletheia Insights