InsurTech India: Win Niche First, Then Scale Horizontal
India's insurance gap is 90% underinsured. But winning horizontally kills margin. Niche-first players build moats that horizontals can't copy. We're seeing this play out in micro-insurance, affinity groups, and embedded channels.
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Amit Tyagi
Founder, AletheiaAI & GP, Fitoor Capital
Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.
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