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Sector Thesis·4 min read·Week 26

Neo-banking PMF in India: Signals vs. Noise

Most neo-banks in India confuse user acquisition with product-market fit. Real PMF shows in repeat transaction volume, unit economics, and cohort retention—not signup counts. The India Stack window is closing; what founders mistake for traction often masks unit-negative economics.

ByAmit Tyagi·Fitoor Capital
Aletheia Insights · Weekly

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Amit Tyagi

Founder, AletheiaAI & GP, Fitoor Capital

Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.

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#neo-banking#product-market-fit#india-stack#fintech-unit-economics

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Neo-banking PMF in India: Signals vs. Noise · Aletheia Insights