Neo-banking Year 1: Build UPI rails, buy fraud detection, defer wealth
Neo-banks in India must prioritize UPI-native products, outsource fraud detection, and delay wealth management. The India Stack window closes in 3-4 years as incumbents copy features. Year 1 priorities determine if you survive the consolidation.
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Amit Tyagi
Founder, AletheiaAI & GP, Fitoor Capital
Veteran of India's startup ecosystem. Writing about fundraising, investor psychology, and what it takes to build fundable startups in India.
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