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Glossary

Qualified Financing

A defined threshold of round size or terms that triggers automatic conversion of convertible securities — typically specified in iSAFE, CCD, or SAFE documents.

By Amit Tyagi, Fitoor Capital · AletheiaAI Glossary

Definition

Qualified Financing is a defined threshold in convertible security documents that triggers automatic conversion at the next funding round. Typically specifies: minimum total round size (e.g., ₹3Cr+), priced round (not another convertible), and bona fide outside investor (not insider round).

If a financing round doesn't meet the qualified threshold, the convertibles don't automatically convert — they can either choose to convert voluntarily at the lower-tier terms or wait for the next qualified round.

India Context

Indian iSAFE and CCD documents typically define qualified financing as ₹3Cr+ priced round in CCPS. This prevents premature conversion in small bridge rounds or insider rollovers. The threshold is usually negotiated specifically — higher thresholds favour investors (more optionality to wait); lower thresholds favour founders (cleaner cap table sooner).

Example

A founder raises ₹50L pre-seed on iSAFE specifying ₹2.5Cr qualified financing threshold. Later, the founder closes a ₹2Cr bridge round at lower valuation — not qualified. iSAFE doesn't auto-convert. When the proper ₹6Cr seed closes 8 months later, the iSAFE converts at the seed terms.

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