Primary data · sourced from public filings·700+ listed companies · India-first·Claude API · Healthy · —msOpen screener

Aletheia · Disclosure Card

Yes Bank

YESBANK · Banks

MARKET CAP

72K Cr

PE

48.4x

PB

1.8x

ROE

3.8%

REV GROWTH

18.4%

DISCLOSURE HEALTH SCORE

70/100
ACCEPTABLE

Passes most checks. Verify the noted areas before increasing position.

01CRITICAL
4.8%CRITICAL2/20

ROCE of 4.8% suggests value destruction. Capital is not earning its cost.

02WATCH
0.88WATCH8/20

OCF/PAT ratio of 0.88 — meaningful gap between profit and cash. Investigate receivables or accruals.

03CLEAN
0% pledgedCLEAN20/20

No promoter pledge. Promoter holding is unencumbered — full alignment with minority shareholders.

04N/A
D/E 0.0xN/A20/20

D/E ratio is not meaningful for financial sector companies — they are inherently leveraged.

05N/A
FCF ≤ 0N/A20/20

FCF Yield is not a standard metric for financial companies — use ROE and credit cost instead.

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Data is representative and for educational purposes only. Not investment advice. Verify all data on Screener.in, BSE, or NSE before any investment decision.

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